Paper 2
CU3: Regulation & Marketing · CU4: Property Transactions
CU3 — Regulation & Real Estate Marketing
CEA Regulation & Estate Agents Act
CU3§3.1EAA 2010 · CEA Formation · Licensing · Registration · Penalties · CPD · AML/CFT
Role of Salesperson & CEPCC
CU3§3.2Duties · Conflict of Interest · Documents · Client Monies · Dispute Resolution
Marketing Principles, Listing & Methods of Sale
CU3§3.3–3.5Market Segmentation · Open vs Exclusive Listing · Private Treaty · Auction · Tender
Advertising Regulations & PDPA
CU3§3.6CEA Advertising Rules · CEPCC Requirements · PDPA · Do Not Call Registry
Marketing Residential Property
CU3§3.7HDB vs Private · Material Facts · OTP Process · CEA Forms · Foreign Buyer Rules
Marketing Commercial & Industrial Property
CU3§3.8–3.9Strata vs Non-strata · 60:40 Rule · JTC · Approved Use · Industrial Marketing
Special Properties & Consumer Protection
CU3§3.10–3.11Conservation · Sentosa · Good Class Bungalows · CPFTA 2003 · Unfair Practices
CU4 — Property Transactions
New Launch — Uncompleted Properties
CU4§4.1HDCLA · OTP · S&P · Progressive Payment · TOP · CSC · ABSD Remission
Resale — Completed Private Properties
CU4§4.2OTP · Caveat Emptor · Misrepresentation · Law Society Conditions · Conveyancing
Collective Sale (En-bloc)
CU4§4.3LTSA Requirements · 80%/90% Consent · STB Process · Distribution of Proceeds
HDB Flat Transactions
CU4§4.4Eligibility · MOP · EIP · Grants · HFE Letter · Resale Levy · Sales Proceeds
Leasing — Private & HDB
CU4§4.5–4.6Stamping · Tenancy Agreement · HDB Rental Rules · Subletting Approval · Quotas
Foreign Worker Housing
CU4§4.7MOM Rules · Approved Accommodation · Dormitory Standards · URA/JTC/SLA Types
Taxes on Property
CU4§4.8BSD · ABSD · SSD · Property Tax · GST · Income Tax on Rental · IRAS Rules
Property Finance & Calculations
CU4§4.9LTV · MSR · TDSR · HDB vs Bank Loan · CPF Usage · Contra Facility · HPS