Paper 2

CU3: Regulation & Marketing · CU4: Property Transactions

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Paper 2 exam format:Section A — 60 MCQ × 1 mark (60 min) | Section B — 20 MCQ with case study × 2 marks (90 min) | Total: 100 marks · Duration: 2.5 hours

CU3 — Regulation & Real Estate Marketing

CEA Regulation & Estate Agents Act

CU3§3.1

EAA 2010 · CEA Formation · Licensing · Registration · Penalties · CPD · AML/CFT

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Role of Salesperson & CEPCC

CU3§3.2

Duties · Conflict of Interest · Documents · Client Monies · Dispute Resolution

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Marketing Principles, Listing & Methods of Sale

CU3§3.3–3.5

Market Segmentation · Open vs Exclusive Listing · Private Treaty · Auction · Tender

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Advertising Regulations & PDPA

CU3§3.6

CEA Advertising Rules · CEPCC Requirements · PDPA · Do Not Call Registry

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Marketing Residential Property

CU3§3.7

HDB vs Private · Material Facts · OTP Process · CEA Forms · Foreign Buyer Rules

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Marketing Commercial & Industrial Property

CU3§3.8–3.9

Strata vs Non-strata · 60:40 Rule · JTC · Approved Use · Industrial Marketing

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Special Properties & Consumer Protection

CU3§3.10–3.11

Conservation · Sentosa · Good Class Bungalows · CPFTA 2003 · Unfair Practices

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CU4 — Property Transactions

New Launch — Uncompleted Properties

CU4§4.1★ 2027

HDCLA · OTP · S&P · Progressive Payment · TOP · CSC · ABSD Remission · QC

↳ Qualifying Certificate (QC) added

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Resale — Completed Private Properties

CU4§4.2★ 2027

OTP · Caveat Emptor · Misrepresentation · Law Society Conditions of Sale 2020

↳ COS 2020 clauses added (late completion 8%, CVY account, dishonoured cheque)

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Collective Sale (En-bloc)

CU4§4.3

LTSA Requirements · 80%/90% Consent · STB Process · Distribution of Proceeds

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HDB Flat Transactions

CU4§4.4★ 2027

Eligibility · MOP · PLH · EIP · Grants · HFE Letter · Resale Levy · Standard/Plus/Prime

↳ Resale Levy amounts · Standard/Plus/Prime classification · PLH MOP=10yr added

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Leasing — Private & HDB

CU4§4.5–4.6★ 2027

Stamping · Tenancy Agreement · HDB Rental Rules · NC Quota (8%/11%) · Lease Terms

↳ NC quota numbers (8%/11%) · max lease terms · restricted WPH tenants added

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Foreign Worker Housing

CU4§4.7

MOM Rules · Approved Accommodation · Dormitory Standards · URA/JTC/SLA Types

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Taxes on Property

CU4§4.8★ 2027

BSD · ABSD · SSD · Property Tax (2024/2025 tables) · GST · Income Tax on Rental

↳ Full GST section · property tax progressive tables · Trustee ABSD 65% added

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Property Finance & Calculations

CU4§4.9★ 2027

LTV · MSR · TDSR · HDB vs Bank Loan · CPF · Contra Facility · HPS · CMPD Calculator

↳ HDB LTV corrected to 75% (wef Aug 2024) · CMPD calculator added

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