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IRAS · Cooling Measures

Singapore ABSD Calculator

Additional Buyer's Stamp Duty — Singapore Citizens, PRs, foreigners and entities.

Estimation only — not financial, tax, or legal advice.This calculator is an educational tool. It does not replace official advice from IRAS, a licensed estate agent, or a tax professional. Verify the current rate and your eligibility for any remission directly with IRAS before any property transaction. Rates change without notice.Last reviewed: · Rate effective from: 27 Apr 2023
Additional Buyer's Stamp Duty
$0
ABSD rate 0% on $1,500,000

ABSD is on top of BSD. For total stamp duty, also calculate BSD → Various ABSD remissions exist (e.g. SC + SPR couples buying their first matrimonial home; purchase by Singapore Citizen who sells their existing home within a stipulated period). Eligibility depends on facts — confirm with IRAS or your conveyancing lawyer.

ABSD rate matrix (effective 27 April 2023)

Buyer profile1st property2nd property3rd or more
Singapore Citizen (SC)0%20%30%
Singapore Permanent Resident (SPR)5%30%35%
Foreigner60%60%60%
Entity (incl. certain trustees)65%65%65%
Housing developer (+ 5% non-remittable)35%35%35%

Frequently asked questions

What is Additional Buyer's Stamp Duty (ABSD) in Singapore?

ABSD is a property cooling-measure tax payable to IRAS on the purchase of residential property in Singapore. It is on top of Buyer's Stamp Duty (BSD) and depends on the buyer's residency status (Singapore Citizen, Permanent Resident, foreigner or entity) and the number of residential properties the buyer already owns.

What are the current ABSD rates in Singapore (2026)?

As of 27 April 2023: Singapore Citizens pay 0% on the 1st property, 20% on the 2nd, and 30% on the 3rd or more. SPRs pay 5% / 30% / 35%. Foreigners pay 60% flat on any residential purchase. Entities (companies and certain trustees) pay 65%. Housing developers pay 35% plus a 5% non-remittable component.

Do I pay ABSD on my first property as a Singapore Citizen?

No. Singapore Citizens buying their first residential property pay 0% ABSD. Only BSD applies on the first property.

Can SC + SPR couples get an ABSD remission on their first property?

Yes — under the Married Couples remission, an SC + SPR couple buying their first residential property together may apply for a refund of the ABSD paid, provided they meet all the conditions (e.g. neither owns any other property at the time, and the application is made within the deadline). Confirm eligibility and timeline with IRAS.

How much ABSD does a foreigner pay in Singapore?

Foreigners pay 60% ABSD on the purchase of any residential property in Singapore, regardless of how many properties they own. Citizens of certain countries with Free Trade Agreements (e.g. United States, Iceland, Liechtenstein, Norway, Switzerland) may be treated as Singapore Citizens for ABSD purposes under the FTA.

Is ABSD payable on commercial property?

No. ABSD only applies to residential property. Commercial and industrial properties do not attract ABSD (though BSD still applies, plus GST if applicable).

When must ABSD be paid?

ABSD is payable within 14 days of executing the Option to Purchase or Sale & Purchase Agreement in Singapore (or 30 days if signed overseas), together with BSD.

Can I get ABSD back if I sell my existing property?

A Singapore Citizen who buys a second property and sells their first matrimonial home within 6 months of the purchase (or within 6 months after issuance of the TOP/CSC for an uncompleted property) may apply for an ABSD refund under the Married Couples remission. Strict conditions and deadlines apply — consult IRAS.

Source: IRAS — Additional Buyer's Stamp Duty (ABSD) ↗

ABSD remissions depend on facts and timelines. This calculator does not assess eligibility for any remission — confirm with IRAS or a conveyancing lawyer.